USA. Chicago, disparità nei flussi di capitali (John Walsh, Karolina Ramos, Urban Institute)

In Chicago, the flow of capital—including mortgage and small business lending—is shaped in part by race and place. Disparities in lending in Chicago have been well documented, with market investments more readily flowing to predominantly white neighborhoods that have high average incomes, widening gaps in capital access for households of color and households with low and moderate incomes.

This report builds upon work exploring neighborhood-level trends in capital investments inside Chicago by quantifying mortgage and small business lending relative to consumer demand by race and neighborhood location and demographics. In addition, we provide a qualitative analysis of the challenges and needs among communities of color and communities with low incomes addressed in interviews with five Chicago community organizations and lenders engaged in community development financing, small business and housing programs, and grantmaking.

Measuring the Flow of Private Capital in Chicago’s Communities | Urban Institute

Marco Emanuele
Marco Emanuele è appassionato di cultura della complessità, cultura della tecnologia e relazioni internazionali. Approfondisce il pensiero di Hannah Arendt, Edgar Morin, Raimon Panikkar. Marco ha insegnato Evoluzione della Democrazia e Totalitarismi, è l’editor di The Global Eye e scrive per The Science of Where Magazine. Marco Emanuele is passionate about complexity culture, technology culture and international relations. He delves into the thought of Hannah Arendt, Edgar Morin, Raimon Panikkar. He has taught Evolution of Democracy and Totalitarianisms. Marco is editor of The Global Eye and writes for The Science of Where Magazine.

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